About Us

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[City]'s Leading Title Company
About [Business Name]

[Business Name] has over 25 years of experience with real estate transactions conducted in [City] and surrounding areas. While some places might treat you like numbers on a statement, we actually value all our client relationships. That’s why our title and legal experts will go the extra mile to ensure a smooth closing. We take pride in our thorough title insurance process which helps reduce the likelihood of future issues arising as well as protect against loss if your ownership rights ever become challenged.

We offer services in residential title insurance and commercial title insurance. For many people, real estate will be one of the biggest financial investments you ever make. That’s why we promise to do our part to ensure that your transaction is smooth and flawless. We also provide a personalized approach to each title transaction. If you would like to make an appointment or get more details, go ahead and reach out to us!
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Meet Our Team
Say Hello to Our Qualified Agents
 

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Matt K.

Founder
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Steven H.

Agent
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Hannah D.

Agent

FAQ
Frequently Asked Questions
 


What is title insurance?
This is something that is provided to the new buyer at the time of purchase. Title insurance protects the new buyer/owner (financially and with legal defense) if a title-related loss or claim arises after closing. There is a one-time fee involved based on the sales price, and the buyer and seller typically negotiate within the sales contract who will pay this one-time fee at closing.
 

What do the buyer and seller need to bring to a closing?
The buyer needs to bring the following items:
  • Driver’s license
  • Funds required for the closing (which must be a wire transfer)

The seller needs to bring the following items:
  • Driver’s license
  • Key (even if there is a leaseback)
  • Voided check (if the proceeds will be wired)

Once everyone signs, what happens next?
The funding process begins which can take several hours before the property is completely funded and the title company can release the keys. The lender and buyer wires will arrive at the title company. The lender must also approve all buyer-signed documents.

When we receive all signed documents, all funds, and authorization from the buyer’s lender to disburse, then we can notify all parties of the completed transaction. Most closings take about 24 hours or less.
 

Why might a seller's mortgage payoff be higher on the closing statement than what the principal balance shows?
Sellers need to take into account the interest through the closing date since mortgages are paid in arrears.
 

Why might a seller pay the taxes on the closing statement if they escrow their property taxes?
The title company wants to ensure that the taxes are paid, so they must collect for the taxes on the closing statement. After the seller’s loan is paid off, then their lender will issue a refund of all amounts held in the escrow account. This process often takes 30 - 45 days. 

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